AI-NATIVE Invoice intelligence for finance teams

The AI that reads
every invoice

Upload any bill — Zippayy's AI captures the amount, date, vendor, GST details and category automatically. No manual data entry.

Start for free
AI

AI is reading your invoice

Understanding the document and extracting every field for you.

Processing
AI
INVOICEHOTEL
Secure processing · your data is safeDocumentUploadingDataExtractionSmartConfigurationPolicyValidation

Reading invoice

AI reads and understands the structure and content

Identifying expense types

AI categorises each expense under the correct cost category

Filling in the details

AI extracts and auto-fills all relevant information

Checking policy compliance

AI verifies expenses against your organisation's policies

AI
Our AI is working on itYour invoice is being read and structured automatically.
Processing… 0%
Business Outcomes

Measurable results. From day one.

Finance teams using Zippayy report transformative improvements across every operational metric.

80%

Reduction in manual effort

Finance spends time on strategy, not data entry.

3×

Faster approvals

From 4.2 days average to under 1.4 days.

99%

Policy compliance

AI flags violations before they reach finance.

32%

Cost savings on travel

Via AI pricing, GST credits, and policy rules.

1k+

Man-hours saved monthly

Across employees, managers, and finance teams.

The Hidden Cost

Finance teams are losing hours to broken workflows

Every manual touchpoint is a cost. Every approval delay is lost productivity. The modern enterprise deserves better.

Employees

Lost receipts, forgotten claims

Spending 2+ hours per month on manual expense entry. Chasing reimbursements for weeks.

2+ hrswasted / employee / month
Managers

Approval bottlenecks, zero context

Approving blindly via email. No policy visibility. No audit trail. No confidence.

1 in 8claims breach policy
Finance Teams

Reconciliation nightmares

Downloading invoices manually. Building spreadsheets. Missing GST credits quarter after quarter.

60%of time on data entry
Leadership

No real-time visibility

Spend reports are always 30 days late. Policy violations surface only after the fact.

78%of CFOs lack live data
4.2d

Avg. Approval Cycle

Per claim, across manual touchpoints

23%

Claims Missing Docs

Incomplete submissions delaying reimbursement

1 in 8

Policy Violations

Every eighth claim breaches company policy

60%

Time on Data Entry

Finance teams not doing finance work

78%

CFOs Lack Live Data

No live spend visibility for executive leadership

Platform overview

Meet Zippayy

Seven intelligent steps. Zero manual intervention. Follow a single receipt as it travels from capture to reconciled — one unbroken line.

Step 0101 / 07

Capture

Snap a photo, forward it on WhatsApp, or upload — Zippayy ingests the receipt the instant it appears.

  1. 1

    Capture

    Snap a photo, forward it on WhatsApp, or upload — Zippayy ingests the receipt the instant it appears.

  2. 2

    Extract

    AI reads every field: vendor, amount, date, GST and line items — no typing required.

  3. 3

    Categorize

    Each expense maps to the right account and cost center, learned from your books.

  4. 4

    Validate

    Policy checks run instantly — duplicates, missing GST and breaches surface before submission.

  5. 5

    Approve

    Approvers act in one tap, with full context, on web or WhatsApp.

  6. 6

    Reimburse

    Approved claims pay straight to the employee’s bank — tracked end to end.

  7. 7

    Analyze

    Every rupee rolls up into live spend intelligence for finance and leadership.

Finance Command Center

Everything surfaces automatically inside Zippayy

Finance teams should never need to chase data. Zippayy is the AI-powered command center where every invoice, claim, and approval surfaces automatically.

New expense claimStep 2 of 3
Attach invoice
marriott-invoice.pdf248 KB · uploaded
AI reading invoice…
Invoice read · 5 fields extracted
Auto-filled from invoice
VendorMarriott
Amount₹18,420
GSTIN29AAB…1Z5
CategoryTravel · Lodging
Zippayy online
Today

Hi Utsavi, your Marriott bill of ₹18,420 needs a receipt to close claim #2048.

9:00

Tap below to upload — takes 10 seconds.

Upload receipt9:00

Done ✓

9:02
Auto follow-up
Reminder sentDay 1 · in-app + email
WhatsApp nudgeDay 2 · auto-triggered
ReceiptIcon receivedSent for approval
ZippayyConnected systemsLive sync
TallyTwo-way · 2 min ago
SAPTwo-way · just now
Zoho BooksTwo-way · 5 min ago
HRMSEmployee + payroll
Reconciled automatically1,204 entries today
marriott travel⌘K
AllClaimsVendorsCategories
3 results
Marriott · LodgingClaim #2048 · Travel · Apr 12
₹18,420
Indigo flightClaim #2041 · Travel · Approved
₹9,180
Marriott · ConferenceVendor · 6 claims
₹62,300
zippayy.ai · extractionReading
vendorMarriott99.4%
amount₹18,42099.1%
gstin29AAB…1Z598.7%
categoryTravel · Lodging97.9%
line_items4 parsed
Structured in 1.2s5 fields · 0 manual edits
99%+Extraction accuracy
across all document types
AI-Native Architecture

AI is the operating layer.

Not a feature. Not an add-on. Zippayy is built from the ground up on AI — every touchpoint is intelligent by design.

  • AI invoice reading

    Understands any format, any language.

  • Automatic extraction

    Vendor, amount, date, GST, and line items.

  • Intelligent categorization

    Learns your chart of accounts.

  • Policy flags in real time

    Catches issues before submission.

Enterprise Workflow Engine

Your Process. Your Rules.

From a single approver to department-routed matrices — configure any approval setup your organisation needs, with full policy context at every step.

Best for Lean teams

Single Level

Direct manager approval. One tap on WhatsApp or web — the fastest path for lean teams.

  • Instant routing to the manager
  • Approve or reject in one tap
  • Full policy context inline
Approval flow₹15,934
GC
Ghanshyam Chauhan
Submitted claim
Approved
MM
Mihir Modi
Reporting manager
Pending
Reimbursed to bank
Governance Intelligence

Policy compliance. Before it's a problem.

Zippayy flags violations the moment a claim is submitted — before it ever reaches the finance team's desk. Built for audit-readiness.

Live policy checkClaim #2048
Room · 2 nights₹14,800
Mini-bar · wine₹2,120Flagged
Breakfast₹1,500
Alcohol detected in line items — auto-flagged before approval. Reviewer notified.
Alcohol detectionAI reads line items
Critical
Non-veg bill detectionPolicy-specific rules
Critical
Duplicate expensesCross-claim matching
High
Missing GST numberITC credit recovery risk
Medium
Out-of-policy claimsAmount or category breach
Medium
Vendor anomaliesUnusual vendor pattern
Watch
WhatsApp Native

Where work already happens.

No new app. No training needed. Zippayy meets your team on WhatsApp — for receipt capture, approval, and status updates.

+

One Platform. Zero Leakage.

Ziptrrip is where every business trip starts — flights, hotels, cabs, trains, and insurance, all booked in one place. The moment a trip is booked, it flows straight into Zippayy as a ready-to-process expense claim.

Trip booked
FlightBOM → DEL
Hotel2 nights · Marriott
CabsAirport transfers
Trip total₹42,180
Booked on Ziptrrip
Auto-synced
Claim created
ExpenseTravel · Delhi
CategoryAuto-mapped
PolicyCompliant
Claim value₹42,180
Ready to approve
No re-entryNo separate uploadsNo gapsOne unified financial trail — booked to reconciled
Executive Visibility

Real-time spend intelligence. Built for the C-suite.

Every metric finance and leadership needs — live, not lagged by 30 days.

Finance Command Centre

FY 2026 · All entities · ₹ INR
Live
Total Spend
₹1.2Cr
8% vs last month
Policy Compliance
94.7%
2.1 pts QoQ
Avg Approval Time
1.8d
67% faster
GST Recovered
₹4.1L
12% this quarter
Monthly spend trend
Spend (₹L)
JanMarMayJulSepNov
Spend by department
₹1.2CrYTD spend
Sales₹38.2L
Engineering₹24.7L
Operations₹18.9L
Marketing₹12.4L
Other₹9.8L
Built for modern finance teams

The Future of Finance Operations

Automate. Control. Comply. Scale. Trusted by 600+ corporates across India — the intelligent expense platform that enterprise finance teams rely on.

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600+Corporates
₹1.2Cr+Processed monthly
99%Policy compliance